100% Pass Quiz ACAMS - Advanced-CAMS-Audit - Authoritative Advanced CAMS-Audit Certification Exam Pdf Pass Leader
100% Pass Quiz ACAMS - Advanced-CAMS-Audit - Authoritative Advanced CAMS-Audit Certification Exam Pdf Pass Leader
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ACAMS Advanced-CAMS-Audit Exam Syllabus Topics:
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ACAMS Advanced CAMS-Audit Certification Exam Sample Questions (Q72-Q77):
NEW QUESTION # 72
Independent testing of the New York branch of a foreign bank is conducted by an outsourced audit firm. The independent testing report should be submitted to which authority in order to provide appropriate level of governance and oversight?
- A. Main office risk management committee
- B. Bank's designated board committee at the head office
- C. Compliance oversight committee of the New York branch headed by the chief compliance officer
- D. New York branch regulatory compliance committee headed by the chief incumbent of the branch
Answer: B
Explanation:
Reporting to the Head Office Board Committee:
* Independent testing reports must be submitted to the highest governance body to ensure proper oversight and alignment with global AML/CFT policies.
* This ensures that findings are addressed at the appropriate organizational level.
CAMS-Audit and FATF Guidelines:
* Governance frameworks outlined in CAMS-Audit and FATF recommendations emphasize the importance of board-level oversight for critical compliance functions
NEW QUESTION # 73
Which is a true statement about the computer-assisted audit tool (CAAT)?
- A. KYC data that have been incorporated into the warehouse could still be changed if need be from using CAAT.
- B. Both CAAT and traditional methods of auditing allow auditors to build conclusions based upon a limited sample of a population.
- C. CAAT cannot be customized to scrutinize huge volumes of data and produce specific procedures thatcould replace the requirement for the auditor's own procedures.
- D. Auditors using CAAT could have all customer addresses from the past 10 years while auditors using traditional methods of auditing could only have a sample of these customer addresses.
Answer: D
Explanation:
Capabilities of CAAT:
* CAAT provides comprehensive data access, allowing auditors to review all customer data over extended periods, unlike traditional methods that rely on sampling.
Irrelevant Options:
* A:Limited samples are more typical of traditional methods.
* B:Data incorporated in the warehouse should not be changeable as it would undermine audit integrity.
* D:CAAT can be customized for specific audit needs.
NEW QUESTION # 74
The auditor finds that thecustomer risk assessment (CRA) is completed at initial onboarding and is repealed for each customer every other year. The auditor's observations should Include that the CRA should:
- A. include a qualitative overlay that 95% of the products offered are subject to regulatory exemptions.
- B. include an assessment of jurisdiction where the customer currently resides as this may have changed.
- C. allow for sales oy third patties other than advisors since most of the customers are local residents.
- D. be updated more often given the risk of the entity.
Answer: B
Explanation:
Dynamic Nature of Customer Risk Assessment (CRA):
* A comprehensive CRA should incorporate jurisdictional risks, as customer location changes could introduce new risks, such as exposure to high-risk or non-compliant jurisdictions.
FATF Recommendations on Risk-Based Approach:
* Periodic updates to the CRA, including changes in customer location, align with FATF's risk-based approach and Recommendation 10.
Audit Observation Implications:
* Omission of jurisdictional assessments could result in undetected risks, undermining the integrity of the AML program.
NEW QUESTION # 75
Audits are designed to provide assurance that what key aspect of risk management framework is adequately designed and functioning effectively?
- A. Procedures
- B. Controls
- C. Reporting
- D. Risks
Answer: B
Explanation:
Audits are primarily designed to evaluate the adequacy and effectiveness of controls within a risk management framework. This includes assessing whether the controls are properly designed and functioning to mitigate identified risks effectively.
CAMS-Audit guidance highlights the critical role of controls in ensuring compliance with AML/CFT regulations and managing operational risks.
NEW QUESTION # 76
When reviewing changes to the organizational structure of an AML department, which factor should an auditor assess?
- A. Interaction with internal audit
- B. Business reporting lines
- C. Staffing levels on the AML team
- D. Changes in board members
Answer: C
Explanation:
Key Assessment Factors for AML Structure Changes:
* Staffing levels ensure the AML department has adequate resources to meet its obligations, especially in light of new responsibilities or organizational changes.
Irrelevant Options:
* A:Interaction with internal audit is important but not directly tied to structural changes.
* C:Changes in board members are governance-related, not operational AML concerns.
* D:Reporting lines are relevant but secondary to resource adequacy.
NEW QUESTION # 77
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